Service Load Calculation (NEC 220)

Compute residential service load per NEC 220.82 optional dwelling-unit method

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Sizing a home’s electrical service is a permit requirement and the foundation of any panel upgrade. The NEC 220.82 optional method is the most common residential calculation; this tool runs it end to end and returns the minimum service size.

How it works

General loads are summed and demanded, then the larger HVAC load is added at full value:

general  = 3 × ft² + 1500 × small-appliance circuits + 1500 × laundry + appliances
demand   = general ≤ 10000 ? general : 10000 + (general − 10000) × 0.40
hvac     = max(air-conditioning, electric heat)
total VA = demand + hvac
amps     = total VA / service voltage (240 or 208)

The first 10 kVA of general load counts fully, the rest at 40 percent, reflecting that not everything runs at once.

Example and notes

A 2,000 ft² home with two small-appliance circuits, one laundry circuit, 18 kVA of appliances, 5 kVA of AC, and 9 kVA of heat has a general load of 28.5 kVA. Demanded that is 17.4 kVA, plus the larger 9 kVA heat gives 26.4 kVA, about 110 A at 240 V, which rounds up to a 125 A service. Always confirm the result with the standard method when loads are unusual, and size the service conductors from the ampacity tables rather than the bare amp figure here.

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