Pennsylvania has one of the simplest state income tax structures: a flat 3.07% rate with no brackets and no deductions. But most Pennsylvania workers also pay a local Earned Income Tax (EIT) that varies by municipality and school district. This calculator combines both so you see your true Pennsylvania income tax burden.
How it works
- State tax — apply Pennsylvania’s flat
3.07%rate to your taxable earned income. There are no exemptions or deductions. - Local EIT — apply your municipality’s combined Earned Income Tax rate (municipal + school district) to the same earned income. You enter this rate because it differs by address.
- Combined — add the two to get total Pennsylvania income tax on your wages.
Philadelphia residents pay the Philadelphia Wage Tax instead of a standard EIT; enter that wage-tax rate in the local field if you live or work in the city.
Example
A worker earning $70,000 in a township with a 1.0% combined EIT pays 3.07% × $70,000 = $2,149 in state tax and 1.0% × $70,000 = $700 in local EIT, for $2,849 total. A Philadelphia resident with a roughly 3.75% wage tax would owe about $2,625 locally on top of the state tax.
Notes
Pennsylvania taxes 401(k) contributions at the state level even though they are federally pre-tax, so PA taxable wages may be higher than your federal taxable wages. This tool uses the figure you enter directly. Local rates change; verify yours on the PA DCED site.