What are the Minnesota income tax rates?

For the 2024 tax year Minnesota has four brackets: 5.35%, 6.80%, 7.85%, and 9.85%. The brackets are graduated, so each rate applies only to the income that falls inside that band, not your whole income.

What is the top Minnesota tax rate?

The top marginal rate is 9.85%, one of the highest state income tax rates in the country. It applies only to taxable income above roughly $193,240 (single) or $321,450 (married filing jointly) in 2024.

What is the Minnesota standard deduction?

For 2024 the standard deduction is about $14,575 for single filers and $29,150 for married filing jointly. It is subtracted from income before the brackets are applied, and it phases down at very high incomes.

Does Minnesota have local income taxes?

No. Minnesota cities and counties do not levy a separate local income tax on wages, so the state brackets are the only Minnesota income tax you owe. Sales and property taxes are separate.

Is my income data sent anywhere?

No. The whole calculation runs in your browser using JavaScript. Nothing you type is uploaded, logged, or stored anywhere.

Minnesota State Income Tax Calculator

Minnesota taxes individual income with four progressive brackets ranging from 5.35% up to 9.85% — one of the higher top rates in the United States. This free calculator applies the 2024 brackets and standard deduction to estimate your Minnesota income tax, marginal rate, and effective rate.

How it works

Minnesota uses a graduated bracket system:

Start from your Minnesota income (federal AGI is a close approximation for most wage earners).
Subtract the standard deduction — about $14,575 single or $29,150 married filing jointly for 2024.
Apply the four brackets to the remaining taxable income. Each marginal rate (5.35%, 6.80%, 7.85%, 9.85%) applies only to the slice of income inside that band.

Because only the top slice of income is taxed at the highest rate, your effective rate is always lower than your marginal rate.

Example

A single filer with $90,000 of income takes the $14,575 standard deduction, leaving $75,415 taxable. The first $31,690 is taxed at 5.35%, and the remainder up to $75,415 is taxed at 6.80%, producing roughly $4,665 of Minnesota tax — an effective rate near 5.2% even though the marginal rate is 6.80%.

Notes

This estimate covers Minnesota state income tax only — not federal income tax, FICA, or refundable credits like the Working Family Credit. The bracket thresholds and standard deduction are inflation-adjusted each year, so use the figures for the tax year you are filing.