Does Texas have a state income tax?

No. Texas is one of a handful of US states with no state income tax. Your only mandatory income-based withholdings are federal income tax and FICA (Social Security and Medicare).

FICA is the payroll tax funding Social Security (6.2% up to the wage base) and Medicare (1.45% on all wages, plus 0.9% above $200,000 single / $250,000 married). Employees and employers each pay these.

Which tax year does this use?

It uses 2024 federal brackets, the 2024 standard deduction, and 2024 FICA rates and wage base. Use it as a close estimate.

Why is my Texas paycheck bigger than in other states?

Because Texas withholds no state income tax, more of your gross pay reaches you. At the same salary, a Texas paycheck is typically larger than one in California or New York.

No. It is an educational estimate that ignores credits, pre-tax deductions, and benefits. Consult a tax professional for filing decisions.

Texas Payroll Take-Home Calculator

This Texas Payroll Take-Home Calculator estimates your net pay in Texas, one of the US states with no state income tax. That makes the math simple: your only income-based deductions are federal income tax and FICA. The tool applies 2024 federal brackets and FICA rates, then breaks your net pay down per year, per month, and per paycheck so you can compare a Texas job offer at a glance.

How it works

Taxable income = gross wages − federal standard deduction ($14,600 single, $29,200 married filing jointly). Floored at $0.
Federal income tax is computed bracket by bracket across the 2024 rates (10% to 37%).
FICA adds Social Security at 6.2% up to the $168,600 wage base, Medicare at 1.45% on all wages, and a 0.9% Additional Medicare surtax above $200,000 (single) or $250,000 (married).
No state tax is subtracted — Texas levies none. Net pay = gross − federal − FICA, then divided by your chosen pay frequency.

Example

A single filer earning $75,000 in Texas: taxable income = $75,000 − $14,600 = $60,400. Federal income tax is about $8,400 and FICA about $5,738, leaving net pay near $60,900 a year, or roughly $2,340 per bi-weekly paycheck. The same salary in California would lose several thousand more to state tax and SDI.

Tips and notes

The headline advantage of Texas is purely the absence of state income tax — federal tax and FICA are identical to anywhere in the US. This estimate ignores pre-tax 401(k) contributions, health-insurance premiums, and tax credits, all of which change real take-home pay. Use it for quick offer comparisons, not for filing.