Does Tennessee have a state income tax?

No. Tennessee has no state income tax on wages. It previously taxed only interest and dividends through the Hall Income Tax, which was phased out and fully repealed in 2021. Wage earners now owe only federal taxes.

What was the Hall Income Tax?

The Hall Income Tax was a Tennessee tax on interest and dividend income — never on wages or salaries. It was gradually reduced and fully eliminated starting with the 2021 tax year, leaving Tennessee with no individual income tax at all.

What taxes come out of a Tennessee paycheck?

Only federal taxes: federal income tax (based on your brackets and standard deduction), Social Security at 6.2% up to the wage base, and Medicare at 1.45% plus an extra 0.9% on high earnings. There is no Tennessee state withholding.

Do 401(k) contributions lower Tennessee payroll taxes?

Pre-tax 401(k) contributions lower your federal income tax because they reduce taxable wages. However, they do not reduce Social Security or Medicare, which are still calculated on your full gross pay.

Is my salary data sent anywhere?

No. The calculation runs in your browser using JavaScript. Nothing you enter is uploaded, logged, or stored.

Tennessee Payroll Calculator

Tennessee has no state income tax on wages, so a Tennessee paycheck loses only federal income tax and FICA. This free calculator estimates your take-home pay using 2025 federal tables.

How it works

Because there is no Tennessee wage tax, the calculation is purely federal:

Start from your annual gross salary and subtract any pre-tax deductions (like 401(k)) to get income-tax wages.
Subtract the federal standard deduction ($15,000 single, $30,000 joint for 2025) and apply the federal brackets (10% to 37%).
Add FICA: Social Security at 6.2% up to the $176,100 wage base, plus Medicare at 1.45% on all wages and an extra 0.9% above the high-earner threshold.

Your net pay is gross minus pre-tax deductions, federal income tax, and FICA — with $0 in Tennessee state tax.

Example

A single filer earning $80,000 with no pre-tax deductions has $65,000 federal taxable income after the standard deduction, roughly $9,200 in federal income tax, $4,960 Social Security, and $1,160 Medicare. Net pay is about $64,700 per year — and Tennessee takes nothing.

Notes

This estimate covers federal income tax and FICA only — it excludes state-specific items because Tennessee has none on wages. It does not model the Additional Child Tax Credit, dependents, or itemized deductions. The Hall Income Tax applied only to investment income and was fully repealed in 2021, so wage earners owe no Tennessee tax.