New Hampshire Payroll Calculator

Calculate NH net pay — wages untaxed, investment income tax abolished 2025

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New Hampshire has never taxed earned wages, and as of January 2025 its old Interest and Dividends Tax is fully repealed — so the state now has no income tax of any kind. Your paycheck deductions are limited to federal income tax withholding and FICA — Social Security and Medicare. This free calculator estimates your New Hampshire take-home pay.

How it works

The calculator applies the 2025 federal payroll rules in order:

  1. Pre-tax deductions (such as 401(k) contributions) are subtracted from gross pay to find your federal taxable wages.
  2. Federal income tax is computed by subtracting the standard deduction ($15,000 single, $30,000 married filing jointly for 2025) and applying the seven progressive federal brackets.
  3. Social Security is 6.2% of wages up to the $176,100 wage base.
  4. Medicare is 1.45% of all wages, plus an extra 0.9% on wages above the high-earner threshold.

Your net pay is gross pay minus federal income tax, Social Security and Medicare. Because New Hampshire now adds nothing, the result is simply your federal after-tax pay.

The 2025 Interest and Dividends Tax repeal

For decades New Hampshire was a partial exception among no-income-tax states: it taxed wages at zero but levied a 5% Interest and Dividends Tax on investment income. That tax was phased down over several years and fully eliminated from the 2025 tax year. From 2025 onward, NH residents owe no state tax on wages, interest, dividends, or capital gains — putting it fully alongside states like Florida and Texas for income-tax purposes.

Example

A single filer earning $80,000 with no pre-tax deductions: taxable income after the $15,000 standard deduction is $65,000. Federal income tax across the 2025 brackets is roughly $9,400, Social Security is $4,960, and Medicare is $1,160. Net annual take-home is about $64,480, or roughly $5,373 per month.

Notes

This is an estimate for salaried employees and does not model employer-side state unemployment insurance, W-4 allowances, or local property taxes (which fund most NH services). Use it for offer comparisons, not as official tax advice.

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