How many income tax brackets does Hawaii have?

Hawaii has twelve brackets — the most of any US state — ranging from 1.4% to 11%. The fine-grained structure means the marginal rate climbs gradually as income rises.

What is the top Hawaii income tax rate?

The top marginal rate is 11%, one of the highest state income tax rates in the country. For single filers it applies to taxable income above $200,000, and for married couples above $400,000.

What is the Hawaii standard deduction?

For 2024 the standard deduction is about $2,200 for single filers and $4,400 for married filing jointly — much smaller than the federal deduction. It is subtracted from income before the brackets are applied.

Why is Hawaii's income tax so high?

Hawaii relies heavily on income and general excise taxes to fund state services across its islands. The combination of a low standard deduction, twelve brackets, and an 11% top rate makes it one of the most progressive income tax systems in the US.

Is my income data sent anywhere?

No. The whole calculation runs in your browser. Nothing you enter is uploaded, logged, or stored.

Hawaii State Income Tax Calculator

Hawaii has the most progressive state income tax in the United States — twelve brackets running from 1.4% up to 11%, with a low standard deduction. This free calculator applies all twelve brackets and the standard deduction to estimate your Hawaii income tax.

How it works

Hawaii income tax is computed across many narrow bands:

Start from your Hawaii income (federal AGI is a close approximation for most wage earners).
Subtract the standard deduction — about $2,200 single or $4,400 married filing jointly for 2024.
Apply the twelve brackets (1.4%, 3.2%, 5.5%, 6.4%, 6.8%, 7.2%, 7.6%, 7.9%, 8.25%, 9%, 10%, 11%). Each rate applies only to the income inside its band.

The dense bracket structure means your marginal rate rises smoothly, while your effective rate stays below it.

Example

A single filer with $80,000 income takes the $2,200 deduction, leaving $77,800 taxable. Income is taxed across the lower brackets up through 8.25%, producing roughly $5,400 of Hawaii tax — an effective rate near 6.8%, while the marginal rate at that income is 8.25%.

Notes

This estimate covers Hawaii state income tax only — not federal tax, FICA, the general excise tax, or refundable credits. Bracket thresholds and the standard deduction are set in statute; use the figures for the year you are filing. Hawaii’s low standard deduction means more of your income is exposed to tax than in most states.