In Israel, every employee pays Bituach Leumi (National Insurance) and Mas Briut (health tax), each split into a reduced rate on the lower portion of monthly salary and a full rate on the band above. This free calculator applies both bands for the employee and employer and shows the totals.
How it works
Salary is split at the reduced-rate ceiling (about 60% of the national average wage). The portion below uses the low rate; the portion above, up to the overall contribution ceiling, uses the full rate:
low band = min(salary, reduced ceiling)
high band = min(salary, max ceiling) - reduced ceiling (if positive)
NI employee = low band x ni_low_emp + high band x ni_high_emp
NI employer = low band x ni_low_empr + high band x ni_high_empr
Health (emp) = low band x h_low + high band x h_highSalary above the maximum ceiling is not charged, so the deduction plateaus for very high earners. Mas Briut is an employee-only charge.
Example
On a gross monthly salary of ILS 20,000, the first slice (up to the reduced ceiling) is charged at the low rates and the remainder at the full rates, capped at the ceiling. The tool sums the National Insurance employee share, the employer share, and the health tax, then shows your total deduction and net effect. Everything runs locally; nothing leaves your browser.