At harvest, grain almost never comes off the field at the exact moisture it is sold at. Wet grain weighs more because of the extra water, so it must be shrunk to the standard moisture before it can be priced. This calculator converts your wet field weight into standard-moisture bushels, applies the elevator’s moisture discount, and tells you whether drying it yourself pays.
How it works
Two shrink steps and a discount combine into the settlement:
dry_weight = wet_weight × (100 − field_moisture) / (100 − standard_moisture)
net_weight = dry_weight × (1 − handling_shrink/100)
bushels = net_weight / test_weight_per_bushel
discount = wet_bushels × points_over_standard × discount_per_point
net_payment = bushels × price − discount
The first line removes the water; the second removes handling shrink; the third converts to bushels; the discount docks dollars for every moisture point above the standard.
Worked example
100,000 lb of corn at 18 percent moisture, sold at a 15 percent standard with a 0.5 percent handling shrink and a 56 lb test weight, shrinks to roughly 96,470 lb dry. That is about 1,714 net bushels rather than the 1,786 the wet scale suggests — a real 72-bushel difference, plus the moisture discount in dollars.
Notes
Discount schedules, handling shrink factors, and standard moistures differ by elevator and crop, and some buyers use a flat shrink-per-point factor instead of the volumetric formula. Always reconcile against your actual delivery ticket.