When writing a Nigerian cheque you spell out the amount in words alongside the figures box. This tool converts any naira-and-kobo figure into the exact wording a Nigerian bank expects — title-cased, grouped in the Western thousand/million/billion system, and ending with “Only” so the amount cannot be altered after signing.
How it works
The integer part is converted using the Western numbering system, grouped by thousand, million and billion, with “and” inserted before the tens within a hundred. The major unit is naira and the minor unit is kobo (1 naira = 100 kobo), spelled out separately after a comma. The whole line is title-cased and terminated with “Only”.
Example
Enter 100000.50:
One Hundred Thousand Naira, Fifty Kobo Only
| Figures | Words |
|---|---|
| ₦5,000 | Five Thousand Naira Only |
| ₦100,000.50 | One Hundred Thousand Naira, Fifty Kobo Only |
| ₦1,250,000 | One Million Two Hundred And Fifty Thousand Naira Only |
It is privacy-first: nothing leaves your browser. Always check the words against the numeric box before signing.