How many tax brackets does BC have?

British Columbia has seven graduated provincial brackets, more than most provinces, with rates rising from 5.06% on the lowest bracket to 20.5% on the highest. Each slice of income is taxed only at its own rate.

Does BC have a surtax?

No. Unlike Ontario, British Columbia does not charge a separate surtax. Its higher top rates are built directly into the seven brackets instead.

Does this include federal tax?

No. This covers BC provincial tax only. Add the federal calculator's result for your total combined tax in British Columbia.

What is the basic personal amount in BC?

The BC basic personal amount is a non-refundable credit, applied as 5.06% of the BPA and subtracted from your provincial tax, so the first portion of income is effectively untaxed provincially.

Is my income data uploaded?

No. The calculation is performed entirely in your browser and nothing you enter leaves your device.

British Columbia Income Tax Calculator

British Columbia taxes personal income with seven graduated brackets — more than most Canadian provinces — plus a basic personal amount credit. Unlike Ontario, BC has no surtax; its progressivity is built into the bracket structure. This free calculator applies the BC428 brackets and credit to your taxable income and reports your provincial tax with marginal and average rates. Combine it with the federal calculator for your total BC tax.

How it works

Split taxable income across BC’s seven brackets, taxing each slice at its own rate (5.06% up to 20.5%).
Sum the per-bracket tax to get gross provincial tax.
Subtract the basic-personal-amount credit (5.06% of the BPA).
The result, floored at zero, is your BC provincial tax.

The marginal rate is your top occupied bracket; the average rate is total tax divided by income.

Example

For a taxable income of $90,000, BC taxes the first bracket at 5.06%, the next at 7.7%, and so on through the higher bands, then subtracts the BPA credit. The marginal rate is the rate of the bracket your last dollar falls in, while the average rate stays lower because of the progressive structure and the credit.

Notes

This is the provincial portion only — federal tax, CPP and EI are separate. The figure is a planning estimate, not a filed return. Everything runs locally in your browser.