Is this legal advice?

No. This is an educational summary to help you understand common privacy clauses in AI terms of service. Policies change frequently, so always confirm specifics in the provider's current official documents before making decisions.

Do AI providers train on my conversations?

It depends on the provider and plan. Many consumer plans use your inputs to improve models by default unless you opt out, while business, enterprise, and API tiers usually exclude your data from training by default. The decoder summarizes the typical posture for each provider.

How long do providers keep my data?

Retention varies. Some keep conversations for around 30 days for abuse monitoring even when training is disabled, and longer if needed for legal or safety reasons. Enterprise agreements often allow custom or zero retention.

What is the difference between consumer and enterprise plans?

Consumer plans typically have looser defaults — training opt-in, standard retention — while enterprise and API plans usually offer training exclusion, configurable retention, data-processing agreements, and stronger confidentiality commitments.

Is the information always up to date?

The summaries reflect common provider posture as of the update date, but AI terms change often. Treat this as a starting map and verify any clause that matters to you on the provider's live policy page.

AI Terms of Service Decoder

AI terms of service decoder

AI provider terms of service are long, and the clauses that actually affect your privacy — whether they train on your prompts, how long they keep your data, who they share it with — are buried among boilerplate. The AI terms of service decoder pulls out those clauses for major providers and restates them in plain English, with the all-important distinction between consumer and enterprise plans made explicit.

How it works

Pick a provider and the tool shows a structured breakdown across the dimensions that matter most: training on your data, retention periods, third-party sharing, and how consumer plans differ from business, enterprise, and API tiers. Each summary reflects the provider’s common posture as of the update date. Because terms change frequently, every section points you back to the question you should confirm on the provider’s live policy page before you rely on it.

Tips and notes

Plan tier matters most. The single biggest privacy lever is usually whether you are on a consumer plan or a business/API plan.
Opt-outs are not retroactive. Disabling training typically affects future data, not what was already collected.
Retention can outlast training. Many providers keep data for abuse monitoring even when training is off.
Always verify the live policy. This decoder is a map, not the territory — confirm specifics before making compliance decisions.